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We guarantee objectivity and quality of analysis in our reports, thus promoting the transparency and strengthening of the microfinance sector and the financial sector in general.

Our experience is based on 24 years of work and the performance of more than 1,400 ratings around the world (mainly in Latin America and the Caribbean).

OUR MISSION

To promote the flow of funds from capital markets to the microfinance and SME sector, through the greater transparency and growth, on a global level, of both sectors.

OUR VISION

To be the leading risk rating provider, predominantly for the microfinance industry.

MicroRate will achieve this aim by maintaining high standards in the quality of its analysis, through its independence and integrity of opinion, and through a strong commitment to the fight against poverty.

Our STORY

  • 1997

    SECTOR PIONEERS

    MicroRate began operations from its Washington D.C. headquarters in the United States.

  • 2003

    CREATION OF A BRANCH OFFICE

    A branch office was opened in Lima, Peru, with the aim of coordinating its Latin American and Caribbean operations from there.

  • 2011

    AUTHORIZATION BY PERU’S SUPERINTENDENCY OF BANKING AND INSURANCE (SBS)

    MicroRate obtained the authorization and recognition of Peru’s Superintendency of Banking and Insurance (SBS) to operate as a regulated risk rating agency.

  • 2016

    CREATION OF OUR RESEARCH UNIT

    MicroRate Research, a business unit geared to sectoral research and analysis, was created with a view to providing analysis studies and tools to our rated customers, as well as to agents with an interest in the microfinance and financial sector.

  • 2018

    CREATION OF A BRANCH OFFICE

    A branch office was opened in Dakar, Senegal, with the aim of coordinating its African, European and Asian operations from there.

  • 2021

    ACKNOWLEDGEMENT BY CENTRAL BANK OF TUNISIA

    MicroRate was officially acknowledged as rater for Microfinance Institutions under the authority of Le Gouverneur de la Banque Centrale de Tunisie (Central Bank of Tunisia).

OUR VALUES

  • INDEPENDENCE

    We are predisposed to act proactively and with freedom, submitting our own appraisals, which are not necessarily in line with the perspective of external stakeholders.

  • INTEGRITY

    We communicate our ideas and feelings in an open and direct manner, and are even willing to act with honesty during tough negotiations with external stakeholders.

  • COMMITMENT

    Our commitment involves a constant effort to go beyond what is expected, both at the personal and organizational level

  • TRANSPARENCY

    Confidence is identified with honesty in the way we operate, and this inspires confidence in our partners and external stakeholders

  • TEAMWORK

    This is the ability to play an active role in the achievement of a common goal, subordinating one’s personal interests to collective objectives.

  • QUALITY

    We strive to provide services of a high standard by using updated and accurate information, thus reducing the risk of uncertainty among external stakeholders.